THIS HOME QUALIFIES FOR 100% FINANCING NO PMI!!!Welcome to this stunning, fully renovated ranch home with a finished basement, nestled in the highly sought-after Lake Carlton subdivision! Sitting on a sprawling 0.50-acre lot, this 3BR 3BA gem offers modern elegance, timeless charm, and endless possibilities. This home is truly a must-see - pictures don't do it justice! Completely renovated with no expense spared, every inch has been custom-designed with high-end finishes. Step inside to find a beautifully redesigned gourmet kitchen, featuring sleek modern finishes and thoughtful details perfect for any home chef. Throughout the home, luxury vinyl plank flooring and stylish barn doors create a seamless blend of sophistication and character. The spacious owner suite overlooks the peaceful backyard, while the spa-like tiled bathrooms bring a touch of luxury to your daily routine. The finished basement completely transformed into a studio apartment with a full bath and kitchenette, you'll have extra space for a home office, gym, or entertainment area. Outside, escape to your private backyard oasis, where nature surrounds you. Enjoy a custom firepit area, perfect for relaxing evenings, and ample space to build an accessory dwelling unit (ADU)-ideal for guests or additional income potential. The four-sided brick exterior and inviting front porch add to the home's curb appeal, making it a standout in the neighborhood. Plus, with NO HOA, this home offers flexibility for homeowners and an excellent investment opportunity for short-term rentals. New: Roof w/warranty, HVAC, Water Heater. Don't wait-this move-in-ready masterpiece won't last long!